Automobile(s) - Present Value:
Include the value of all of the vehicles you own at retail prices which might be higher than what you are willing to sell it for. Bankers use the Blue Book and do hundreds of car loans each year. They know exactly what the fair market value of your car is, so you better find out. Once again, inflated values show you to be a liar; low values make you look uninformed and foolish. If you are not incorporated, be sure to include the value of all of your business vehicles.